The answer
Does Medicare Advantage include prescription drug coverage?
Most Medicare Advantage plans include drug coverage, also called Part D, built into the plan.
These are often called MA-PD plans. Because drugs are already included, you usually cannot add a separate Part D plan to them. A few Medicare Advantage plans do not include drugs, such as Medical Savings Account plans. In 2027, Part D has a yearly cap of $2,400 on what you pay for covered drugs, up from $2,100 in 2026. The cap applies whether your drug coverage is a separate plan or part of a Medicare Advantage plan. Always check a plan's drug list to make sure your drugs are covered.