How much does Medicare cost in 2026?

Here are the standard amounts. Part A (hospital care) has no premium for most people who worked at least 40 quarters. It has a deductible of $1,736 for each benefit period in 2026. Part B (doctor and outpatient care) has a standard premium of $202.90 a month in 2026, plus a yearly deductible of $283. Part D (drug coverage) varies by plan. In 2026, the national base premium is $38.99, deductibles go up to $615, and the yearly cap on covered drug costs is $2,100. People with higher incomes pay more for Part B and Part D through IRMAA, an extra charge based on income. For 2027, Part D deductibles go up to $700 and the drug cap goes up to $2,400. The 2027 Part B amounts are not final yet.