Carriers & the market
October 1 Exits Push the 2026 Hospital Departure Count to at Least 33 as Open Enrollment Nears
Additional hospital systems left Medicare Advantage networks on October 1, including NKC Health in Kansas City, Missouri, pushing the year-to-date tally to at least 33 and leaving affected members two weeks before open enrollment to find a new plan.
By the Goodsurance editorial teamOctober 1, 2026
The number of hospital systems that severed or reduced Medicare Advantage contracts in 2026 reached at least 33 as a new set of exits took effect on October 1, according to tracking by Becker's Hospital Review. Among the hospitals that left a major Medicare Advantage network on October 1 is NKC Health in North Kansas City, Missouri, which ended its contract with UnitedHealthcare Medicare Advantage plans on that date.
The departures are concentrated among large regional systems that cite inadequate reimbursement rates, the administrative burden of prior authorization, and the cost of managing appeals as the primary reasons for leaving. October 1 is a common contract break date because it precedes the Medicare annual enrollment period, which opens October 15, giving affected members a structured window to switch to a 2027 plan that retains their hospital in network.
At least 33 hospital systems dropped some Medicare Advantage contracts in 2026, with more exits on October 1. Open enrollment starts October 15. Check your network now.
For Medicare Advantage members whose hospitals left the network on October 1, options vary by plan. Some plans offer out-of-network benefits that cover care at a higher cost-sharing level. Plans that make a significant network change midyear may also trigger a special enrollment period for affected members, though the process is not automatic and requires contacting the plan or a State Health Insurance Assistance Program counselor.
With open enrollment running October 15 through December 7, 2026, members who want to confirm their hospital will be in-network for 2027 should verify provider directory status through the Medicare Plan Finder at Medicare.gov before selecting a plan, rather than relying solely on plan marketing materials.
In plain words
By October 1, at least 33 hospital systems dropped some Medicare Advantage contracts in 2026. That includes NKC Health in Kansas City, Missouri, which ended its contract with UnitedHealthcare Medicare Advantage today. Many hospitals say they left because the plans do not pay enough and the paperwork is too burdensome. If your hospital just left your Medicare Advantage network, you may pay more for care. The good news is that open enrollment starts October 15 and runs through December 7. You can switch to a 2027 plan that still includes your hospital. Check the Medicare Plan Finder at Medicare.gov to see which 2027 plans cover your hospital and doctors.
Understand the basics first
Source: Becker's Hospital Review
Read at the source →