Handbooks · Edition 2027
2027 Medicare & You Handbook.
The official Medicare handbook for 2027, published by CMS. It explains Original Medicare, Medicare Advantage, and Part D drug plans, what is changing for 2027, and how to compare plans in your area.
What is inside
- What Medicare covers, and what it does not
- What is new for 2027
- Original Medicare vs. Medicare Advantage, side by side
- How Part D drug coverage works and what it costs
- Medigap (supplement) basics
- Your rights and how to appeal a decision
- Programs that help pay Medicare costs
- Phone numbers for every state's help line
Read this first
Start with the "What's new" section near the front, then the plan comparison chart. If you got an Annual Notice of Change from your plan, read that next to the handbook.
CMS mails a printed copy to every Medicare household in late September. The PDF here is the same document. You can also get it free from Medicare.gov.