Policy & oversight
CMS and States Launch 275 Million Dollar Program to Recruit and Retain Nurses at Nursing Homes
Nurses who commit to three years at a qualifying facility can receive up to 40,000 dollars in student loan repayment, a 10,000 dollar stipend, or both, under a new initiative funded partly by civil monetary penalties collected from nursing homes.
By the Goodsurance editorial teamOctober 24, 2026
CMS announced on October 23, 2026, a 275 million dollar initiative designed to attract and keep nurses at Medicare- and Medicaid-certified nursing homes. The program, called Nurses for Nursing Homes, pairs 100 million dollars in CMS funding with at least 175 million dollars from state partners. All 50 states and the District of Columbia are participating.
Qualified registered nurses and licensed practical nurses who commit to three years at an eligible facility can receive up to 40,000 dollars in student loan repayment, a 10,000 dollar stipend, or both. Workers must log at least 30 hours per week. Rural nursing homes across the country are automatically eligible, along with facilities in other high-labor-shortage areas.
CMS and all 50 states launch a 275 million dollar nurse recruitment program for nursing homes during Medicare open enrollment.
CMS said the program is expected to support more than 4,000 nurses nationally. Funding comes from civil monetary penalties already collected from nursing homes, not from general Medicare appropriations.
The announcement arrives during Medicare's annual open enrollment period, when beneficiaries select plans that include skilled nursing facility coverage. Medicare covers short-term skilled nursing care following a qualifying hospital stay of at least three days, and staffing levels at those facilities can affect both access to beds and the quality of care received. Applications will open after CMS selects financial incentive administrators to run each state program.
In plain words
CMS and the states are starting a big push to hire and keep more nurses at nursing homes. Together they are putting up 275 million dollars. Nurses who agree to work at a nursing home for three years can get up to 40,000 dollars to help pay off student loans, plus a 10,000 dollar payment. More than 4,000 nurses are expected to take part. All 50 states are in. Medicare pays for short nursing home stays after a hospital visit, so having enough nurses there matters for Medicare patients.
Understand the basics first
Source: CMS
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