Drug prices & Part D
Over 2 Million Enrollees in AARP-Branded Medicare Drug Plans Could Pay at Least 50 Dollars More Per Month in 2027 If They Do Not Switch
A KFF analysis found that AARP Medicare Rx Preferred monthly premiums are rising by at least 50 dollars in every state for 2027, with increases topping 100 dollars per month in four states, a separate finding from the same report that flagged the disappearance of zero-premium plans and one that lands two days before open enrollment opens October 15.
By the Goodsurance editorial teamOctober 13, 2026
The national average monthly premium for a standalone Medicare Part D prescription drug plan is projected to rise modestly for 2027, from 35 dollars to 36 dollars. That single-dollar average, however, masks far steeper increases for millions of people who remain in the plans they hold today.
A KFF analysis published October 2, 2026 found that more than 2 million enrollees in United's AARP-branded standalone drug plans could face monthly premium increases of at least 50 dollars if they do not switch plans during open enrollment. For AARP Medicare Rx Preferred, monthly premiums are set to rise by at least 50 dollars in every state and the District of Columbia. In 37 states, the increase exceeds 75 dollars per month. In four states, it tops 100 dollars per month. Enrollees in AARP Medicare Rx Saver face increases of at least 50 dollars per month in 33 states.
Some Medicare drug plans are raising monthly premiums by 50 dollars or more for 2027. The window to switch opens October 15.
Lower-cost alternatives are available throughout the country. Centene's Wellcare Value Script is priced at 5 dollars and 30 cents per month in 45 states. Wellcare Classic is listed at 7 dollars and 30 cents per month in 33 states.
Enrollees can compare plans and switch through Medicare Plan Finder at medicare.gov. The annual open enrollment period runs from October 15 through December 7, 2026. Any new coverage begins January 1, 2027. People who do not act keep their current plan and its new, higher premium.
In plain words
Medicare lets you change your drug plan once a year. That window opens October 15 and closes December 7.
More than 2 million people are in AARP-branded Medicare drug plans. If they stay in those plans, their monthly cost will go up by at least 50 dollars next year. In some states, it goes up more than 100 dollars a month.
Cheaper options are out there. You can compare plans for free at medicare.gov. If you do nothing, your current plan rolls over with the new, higher price.
Any change you make during open enrollment starts January 1, 2027.
Understand the basics first
Source: KFF
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