Does Extra Help lower drug costs?

Extra Help, also called the Low-Income Subsidy, is a federal program for people with limited income and resources. It can reduce or eliminate your Part D (drug coverage) monthly premium and yearly deductible, and it lowers the amount you pay at the pharmacy for covered medications. It applies only to drug costs under Part D, not to your Part B medical premium, which is a separate kind of help. You apply through Social Security, and qualifying is based on your income and savings. Getting Extra Help also lets you change drug plans more flexibly during the year. To check whether you qualify and how it would affect your drug costs, reach out to a licensed Goodsurance advisor at 1-888-301-8091 (TTY 711), Mon to Fri 8 am to 5 pm PT.