Final Expense
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Final expense insurance (also called burial or funeral insurance) is a small whole life policy. How it works, waiting periods, costs, ages and the traps to avoid.
Ads for a "$25,000 final expense program" sell private insurance, not a government benefit. See what the government really pays and how to spot a misleading ad.
The NFDA 2023 study puts the median funeral with burial at $8,300 and with cremation at $6,280. See each line item, what is left out and your FTC rights.
You can buy life insurance on a parent, but your parent must know and agree in writing. See the insurable interest and consent rules, and who owns and pays.
Social Security pays a one-time $255 when a worker dies. See who can get it, the 2-year deadline, monthly survivor benefits, and other burial help.
VA burial benefits can pay up to $2,000 toward a veteran's burial, plus free burial in a national cemetery. See who qualifies, how to apply, and the gaps.